4

Applications for Permission to Use Partial Internal Models

4.1

Where an internal model permission application relates to the use of a partial internal model, the internal model requirements apply with any changes that are necessary to take account of the limited scope of the internal model.

[Note: Art. 112(3) of the Solvency II Directive]

4.2

A firm making an internal model permission application to use a partial internal model must:

  1. (1) explain, and properly justify, the reason for the limited scope of the internal model;
  2. (2) explain how the resulting SCR reflects more appropriately the risk profile of the firm and complies with Solvency Capital Requirement - General Provisions 2 to 4; and
  3. (3) demonstrate that the design of its partial internal model is consistent with the principles in Solvency Capital Requirement - General Provisions 2 to 4 so as to allow the capital requirement generated by the partial internal model to be fully integrated into the standard formula SCR.

[Note: Art. 113(1) of the Solvency II Directive]